When it comes to insuring your minibus, there are almost as many variations as there are minibus uses. For what purpose you are using your minivan either for charity, institution, school van, commercial purpose, private hire or private usage there’s a minibus insurance policy out there for you.
To get the best Minibus Insurance cover is somewhat challenging. It is not easy to get the right cover for your van. You have to search around to get the best deal for your minivan. There are many companies who are offering the insurance policies, you have to choose the one that can meet your requirements.
We have simplified things to help you know which one the right choice for you is;
What Type of Minibus Cover Do You Need?
The answer to this question is based on what purpose you are using your minibus. If you are using the vehicle for your own use, then you’ll need private minibus insurance. However, if you intend to use your minibus for hire then you need either.
Private Hire Minibus Insurance:
Similar to private hire taxi insurance, this type of cover allows you to pick paying passengers who have pre-booked your service. This type of cover won’t allow you to pick passengers off the street or from a taxi rank.
Public Hire Minibus Insurance:
As like public hire taxi insurance, this type of cover enables drivers to pick passengers directly from the street, from taxi ranks, stations etc.
Of course, minibus usage is not just limited to the category of a glorified family car or an oversized taxi. A minibus is used for a variety of purposes. For what purpose you are driving the vehicle defines the type of taxi you need. As there are many other uses for the good old minibus, so each of these has its own insurance policy types. Common policies may include:
Commercial Minibus Insurance:
This insurance cover has been created for companies or individuals who use their minibus for business, e.g. builders, childminders and nurseries.
School Minibus Insurance:
Minivans are commonly used by schools and colleges, that usually comes complete with public liability insurance cover, as has been designed with them in mind.
Residential or Care Home Minibus Insurance:
This type of insurance cover comes with public liability insurance as standard.
Charity & Voluntary Groups Minibus Insurance:
This kind of insurance cover is specifically designed for non-profit making organisations.
